Category: Renting

Renter’s insurance is an important but often overlooked insurance. Many people think that their landlord’s insurance will cover them and their belongings, but this is not always the case. Renter’s insurance can provide peace of mind and protection when needed. Here’s more information and renter’s insurance and why you need it: 

 

What is Renter’s Insurance? 

Renter’s insurance is a type of insurance designed to give financial protection to people who rent their homes. It protects against losses that occur due to fire, theft, and other types of damage. It also covers personal belongings against accidents such as those caused by water damage. Additionally, renter’s insurance may provide some coverage for the medical costs related to injuries on the rental property. It is essential to understand your rights and responsibilities when it comes to renting a property, so having renter’s insurance provides peace of mind in the event of an unfortunate incident. Depending on your situation, having this kind of insurance can be a wise investment and help give you financial security in times of need. 

 

What Does it Cover? 

Renter’s insurance is an important purchase for anyone who does not own their place of residence. It can provide coverage of personal possessions, and even liability protection in the event of certain accidents or losses. However, when deciding to purchase renter’s insurance, renters should be aware that it typically does not cover any damages caused by natural disasters such as floods, earthquakes, mudslides, hurricanes, and others. Moreover, it usually will not cover damage caused by pets and pest infestations like rodents or termites either. Thus, renters must consider all of these potential circumstances when deciding so they can ensure they have the necessary coverage. 

 

How Much is Renter’s Insurance 

A renter’s insurance policy can provide financial protection to tenants living in leased accommodations. The cost of such policies varies widely as premiums are typically determined by a variety of factors such as the amount of coverage, deductible limits, and the location where you live. To get an idea of what to expect, it is recommended that you request quotes from different providers and compare plans directly. Furthermore, renters should keep in mind that some providers may offer discounts or extra incentives if certain criteria are met, so be sure to research those options too.  

An insurance agent can also help guide you through the purchase process and explain any inclusions or exclusions included with your policy. Finally, always read all the documents related to your policy before signing behind them for a full understanding of your coverage details. 

 

Why Renter’s Insurance is Important  

Renter’s insurance is recommended to protect against unforeseeable circumstances like theft, vandalism, fire, or storms. Along with providing peace of mind in case something out of your control occurs, it also covers your belongings should they ever be lost or destroyed. This can save landlords money as well by ensuring that tenants are covered for things caused by natural disasters, so repairs and replacements can be handled without the landlord being liable. This makes it important for both landlords and renters to understand the benefits of renter’s insurance and make sure that their properties are protected in an event of a disaster. 

 

How to Get the Most Out of Your Renter’s Insurance 

Having a renter’s insurance policy is an important step to financially protect your valuable possessions in the event of theft, property damage, or other unforeseen occurrences. To get the most out of any policy it’s essential to know what it covers, how much coverage and deductibles are available, as well as if it will cover alternatives like temporary living expenses.  

It’s always best to compare different plans when searching for a policy and read through the fine print carefully so you’re completely aware of what is and isn’t covered in case you ever need to file a claim. To make sure you’re getting the maximum coverage, be on the lookout for features like liability protection and worldwide coverage. Finally, make sure that your premiums remain affordable while providing ample protection so you don’t find yourself underinsured after learning about exclusions or limits too late. 

 

For the best property management experience in Middle Tennessee, look no further than MMC. With a wide range of services including an in-house maintenance team, thorough resident screening, and access to licensed real estate agents, MMC can help you grow your business while freeing you up to pursue your passions. Call today! 

If you are a renter in Middle Tennessee, and you do not have any rental history, you may be wondering how you will ever be able to find an apartment. It can seem like landlords only want to rent to people who have a long history of renting apartments. However, this is not always the case! There are many property management companies in Murfreesboro that are willing to work with first-time renters. In this blog post, we will discuss some tips for renting your first apartment with no previous rental history! 

Know Your Budget 

If you have never rented an apartment before, the first step is to figure out what you can afford. Make sure to take into account all of your other expenses, such as food, transportation, and utilities. Once you have a good idea of how much rent you can afford, start looking for apartments in your price range. How do you figure out what you can afford? Look at your budget and determine what you can realistically afford to spend on rent each month. Key word: realistically.  

Get a Co-Signer  

If you don’t have any rental history, one way to make yourself more attractive to potential landlords is by getting a co-signer. A co-signer is someone who agrees to sign the lease with you and is responsible for paying rent if you are unable to do so. Having a co-signer can increase your chances of getting approved for an apartment, but make sure you choose someone who is financially stable and who you trust! 

Provide Good References 

Another way to make yourself more attractive to landlords is by providing references. If you have any friends or family members who have rented an apartment before, ask them if they would be willing to provide a reference for you. Having references from people who have rented apartments before can show landlords that you are responsible and capable of paying rent on time! 

Work With a Property Management Company  

If you are having trouble finding an apartment with no rental history, consider working with a property management company. Many property management companies in Murfreesboro are willing to work with first time renters! At MMC, we understand that it can be difficult to find an apartment when you have no rental history. That’s why we offer a variety of apartments that are perfect for first-time renters! 

We hope that these tips will help you in your search for your first apartment! If you have any further questions, or if you would like assistance in finding an apartment, please do not hesitate to contact us. 

 

If you have found the perfect apartment, one of the first things you may want to do after signing the lease is determine how to furnish it. If you’re relocating to Murfreesboro or the surrounding areas, you may even be moving from a house into an apartment. While your style doesn’t need to change, you’ll want to get creative with storage and furniture placement in order to maximize your footprint. Here are six tips for making the most of your new apartment’s square footage.

1.  Minimize to Maximize 

While it may be tempting to pack up everything you own and bring it to your new apartment, moving is the perfect reason to cull through your clutter. Whether you’ve been holding on to old clothes, hair care products, or larger items like kitchen appliances you’ve never used, now is the time to decide what you do and don’t want in your new home. When you’re limited on space, an excellent first rule is to minimize any unnecessary items so you can maximize your potential to grow into the apartment and make it your own.

2. Think Multi-Purpose

Many pieces of multi-purpose furniture can be found online, locally, or second-hand; some have even been designed specifically for smaller spaces. If you’re in a one-bedroom apartment but need a place for visiting friends or guests to stay, a fold-out couch might be for you. A makeup vanity or desk can also double as a bedside table. Even a piece that seems to serve a singular function like a coffee table may have storage inside for books, blankets, and more. By combining the purpose of your larger furniture pieces, you can save space on the floorplan. 

3. Look High and Low

While it is vital to know where you want to place your furniture, you can also make the most of your square footage by adding storage in unusual places. Does your closet or pantry have a flat upper shelf? By obtaining a few simple baskets, you can store and organize items you want to keep but do not need to access on a daily basis such as hats or seasonal accessories. Do not forget the space under your bed too – by placing a few shallow bins under your bed or couch, you now have extra storage for shoes, handbags, or even bed linens. When you store your gear above or below existing furniture, you can keep your favorite items handy without wasting space. 

4. Create Intentional Places

Many apartments and condos contain more open floorplans, which allow residents to customize the space to suit their needs. When planning your own layout, think about the intentional places you want to create. It will be easier to build your space around central objects such as a couch, desk, or bar countertop that you know you’ll use frequently. Also, consider where you will spend most of your time in the apartment. For example, if you work from home or attend school virtually, be sure that an office area is on your list of intentional places. If you love to entertain and make meals for friends and family, choose a kitchen table or bar stools that will suit your needs. When your home is set up to match your lifestyle, you will feel more at ease. 

5. Select For Your Space

While this tip may seem obvious at first, it can be overwhelming to know how items will look all together in your apartment. When you measure each room and the items you need to place there, you eliminate any surprises, such as the item being too large. If you’re a college student, you may plan to change apartments once or twice as you live with other roommates. Selecting items that fit within your space at MMC Properties can help to eliminate the hassle when it comes time to move, especially if you plan to stay at your current complex or transition to another MMC property. 

6. Amenities – Use Them!

Many apartment complexes offer amenities to residents. This could include open amenities such as a gym, game room, or swimming pool, and perhaps even larger common areas such as a club room or small theater. These spaces may be available to reserve when entertaining large groups. Instead of taking up added space for personal fitness equipment or large furniture for entertaining, consider using the fantastic amenities available to you. MMC Properties can help you select the correct apartment complex based on your needs, location, and lifestyle. 

The world is continuously evolving into a more environmentally friendly one, and we’ve made some amazing strides in electronics and appliances. Even if you’re renting, you usually still have to pay your own utilities. Choosing an updated apartment with energy-efficient appliances is crucial for saving money on your monthly bills. Did you know that older appliances often consume more water and energy than the newer models? The U.S. Department of Energy now requires manufacturers of all major home appliances to have their products tested for energy efficiency. The test results are then printed on yellow and black EnergyGuide labels, which list how much energy the appliance uses and what the annual operating costs may be. Products with the EnergyGuide results in the top 25 percent are awarded the Energy Star Label. This is what to look for when touring prospective units. Apartments with Energy Star appliances may charge a bit more in rent, but they can save you a lot of energy and money in the long run.

Refrigerators

Refrigerators are the main energy consumers in a kitchen, so you’ll want to stick with the one that is included in the unit if you are looking to be energy efficient. This means no specialized refrigeration units for wine or other beverages that consume large amounts of additional electricity. Keep in mind that through-the-door ice makers and water dispensers require more energy.

Washing Machines

Did you know that the washing machines that have earned the Energy Star label have cut energy and water consumption by more than 40 percent compared to conventional washers? This is achieved by rubbing and spinning clothes through a small amount of water and spinning the clothes to the point they need less time in the dryer. Unfortunately, this cannot be said for dryers. All of the models have pretty much the same energy consumption. Energy can be reduced by line drying clothes as much as possible. 

Dishwashers

According to the Department of Energy, Energy Star rated dishwashers use at least 41 percent less energy than the federal minimum standard. These dishwashers also use less water, and the water that they do use doesn’t need to be as hot. Increase energy saving by running only full loads and letting dishes air-dry than relying on the in-unit drying option. An Energy Star rated dishwasher requires much less water than hand-washing dishes. 

Cooking Appliances 

Ovens, stovetops, and ranges are available in gas or electric operation models. It’s important to remember that gas stovetops use less energy than electric ones, but they release carbon monoxide, carbon dioxide, and nitrogen dioxide into the air. If you fall in love with a rental with a gas stovetop or range, make sure there is a hood ventilation system included.

Putting your personal touch on your space under the limitations of renting can be difficult. Looking at the existing style of the unit while apartment shopping will give you an idea of the kind of furniture and other decor you should look for. Clashing colors and unplanned design can make your apartment look like a flea market – all over the place. We’ve put together a few tips for you to utilize while you prepare to move into your brand new home!

Nature Inspires

As we’ve seen this year, nature has become a big hit among homeowners and renters around the world. Many wish to feel like they are living in a cottage surrounded by greenery while actively living in the city. If you wish to give an apartment this kind of cozy, natural feel, stick with warm neutral or earth tone colors and decorate with natural materials like wood or rattan. Don’t forget plenty of house plants! If you wish to give off a more relaxed beach environment, choose the colors of the sand, sky, and ocean. Natural color schemes are a great way to bring about a peaceful and calm environment throughout the apartment. Don’t go overboard with the natural look, though. Subtlety is key, and two or three colors will do the job!

Utilize the Color Wheel

Utilizing the color wheel is essential when it comes to design of any kind. The 12 colors are arranged so that analogous colors are right next to each other, and complementary colors sit opposite each other. Of course, there’s a bit more to it than simply choosing colors that are “close enough” to their counterparts. Choosing too many different tones, shades, or tints can cause stress on your brain. Sticking with similar color schemes to avoid oversaturation. Undertones that clash can ruin the look of complementary colors, so keep this in mind when you choose your color scheme.

Too Much of a Good Thing Makes it Bad

The color scheme you decide to pursue should speak for itself but disappear in the background. You don’t want people to be caught staring at walls while you are talking with them. Play it safe by sticking to neutral colors, but remember to find hues you like and incorporate them into the living space. If you’ve chosen 3 colors and it feels a little limited, adding a little more is okay, but stick to five at the most. 

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